The finances are hard.
You want peace of mind.

Aged Care Bonds and Financial Planning Advice in Sydney from Aged Care Assistance Experts

Life has a habit of serving up unexpected challenges. The need of full time aged care for a family member and their urgent entry into a nursing home, often seems to come out of nowhere and can quickly throw the best laid plans of the family into disarray. The good news is that aged care financial planning is a proven method to help new Sydney aged care residents and their families save money, and avoid costly mistakes. Aged care financial planners help to provide peace of mind and guidance through the admission process, which can include arranging the finances in such a way that better quality aged care homes for your loved one become a real option. Aged care assistance can help you to maximise pension benefits and income, and to minimise the costs of the aged care homes.

Sydney Aged Care Financial Advisers (SACFA) has provided information and aged care financial advice to thousands of  Sydney residents. We offer transparent services and competitive fee structure to reduce your financial burden. We are specialists in aged care accommodation bonds and our team of financial advisers are expert in optimising your cash-flow.

The first consultation with us is FREE. If you can benefit from our advice we will then quote for a financial plan to suit your requirement, and the ‘fixed price’ fee will then charged upon delivery of the financial plan.

In addition, we note many people harbour very tender sentiments regarding their home and do not wish to sell it to pay the aged care bonds amount. If you happen to belong to this category, then SACFA may also help you in this regard with a well-planned Refundable Accommodation Deposit (RAD) strategy that allows you to pay the accommodation bond but keep your home.

Our process

Every client situation is different, so the advice our financial advisors give will be tailored to your circumstances and objectives.

Regardless of whether you need help with accommodation bonds, entry into high care, low care, or extra services, we typically employ a seven-step process:

Our work process

Our Fees

As licensed financial planners and corporate authorised representatives of Harbour Financial Group Pty Ltd we are proud to observe industry best practice and to exceed legislative requirements under the Future of Financial Advice Act (FOFA).

Given the unique needs of every person we work with we are unable to publish a ‘standard’ fee. However, we have developed a ‘quote range’ that we use as a guide for new clients depending on your circumstances.

We encourage you to call our office to discuss your circumstances so we can provide an initial ‘quote range’.

In your first full (FREE) consultation with us, and after determining that we can assist you, we will provide you with our quote.

The fees for our advice are:

  1. Highly competitive
  2. Great value
  3. Quoted clearly, upfront
  4. Fully disclosed in the advice document

Other services we offer

SACFA for Aged Care Financial Planning, Investment, RAD and DAP

A penny saved, is a penny earned. This is an most important financial lesson that applies at all stages in life, & perhaps none more so than in retirement & aged care. Financial planning helps a person to grow & protect wealth and be prepared for any kind of sudden unforeseen adversity. It can help to safeguard your family and help you to plan live a comfortable and respectable life, even after your retirement.

Sydney Aged Care Financial Advisers (SACFA), the subsidiary arm of BSR financial advisors is your partner for aged care financial planning. Besides providing financial services to elderly people regarding aged care, SACFA also provides individuals financial advice regarding Refundable Accommodation Deposits (RAD) and Daily Accommodation Payment (DAP).

Our services are tailored made to suit the needs of different clients. Whether you want to change your job or looking to plan your inheritance, you can always rely on our services as a trusted advisor and confidant. Armed with expert financial knowledge and experience in the domain of RAD, DAP, life insurance, debt management and estate planning, we can help you protect your child and family from any kind of unforeseen contingencies and have a peaceful old age.

Our team at BSR Financial Advisers Pty Limited can assist you with the following non-aged care financial services and products:

  • Investment advice
  • Retirement planning
  • Inheritance management
  • Wealth creation
  • Superannuation
  • Life insurance
  • Income Protection
  • Debt management
  • Estate planning