Need Help Paying
Age Care Fees?

We are here to assist you fund your age care costs

Is the cost of age care homes making the decision to move out of your family home more difficult for you and your family? At Sydney Aged Care Financial Advisers (SACFA), we can help you by creating effective strategies to minimise care home fees and maximise age pension entitlements so that you are in the best possible position to fund your retirement and ensure your asset base lasts as long as possible.

How Can We Help?

Our team can assist develop a funding solution to pay your age care fees

We are experts when it comes to financial planning for the niche industry of residential aged care and nursing homes and how to ensure our clients get the best possible deal. Our goal is to give you and your family complete peace of mind regarding how you’re going to pay ongoing care home costs.

Keep Your Castle

If you have a very strong connection to your family house and don’t want to sell it to pay the aged care bond, we can provide you with a solution that ensures you keep your home. This solution may involve the use of a reverse mortgage line of credit in conjunction with the Daily Accommodation Payment (DAP) instead of a lump sum accommodation bond / Refundable Accommodation Deposit (RAD).

FREE Initial Consultation

Your first consultation with us is FREE. If it is determined that you can benefit from our help, we will provide you with a quote for a financial plan. This plan will have a ‘fixed price’ that is charged upon delivery.

The Process

See how we can assist you fund your age care costs

  1. Call us (1300 659 677) or contact us online.
  2. Establish your needs, confirm your requirements and make an appointment with us.
  3. FREE initial consultation.
  4. Confirm the specific advice you need, discuss fees and finalise paperwork.
  5. Brainstorm strategies and develop a financial plan perfectly tailored to you.
  6. Follow-up consultation, discussion of plan and current options.
  7. Come to an agreement on a future plan for ongoing advice as needed.

Highly Competitive, Upfront Pricing

Our goal is to help you save as much as possible

Because of the unique nature of every case, we don’t have a standardised fee for our services. We do however have a ‘quote range’ that we can use to give you a reasonable expectation of what we will charge.

If the ‘quote range’ we provide you with sounds reasonable, you can then proceed with your FREE initial consultation. As licenced financial planners and proud representatives of Harbour Financial Group, we go above and beyond to exceed client expectations and always observe best practise.

After your first FREE consultation, and everything has been reviewed, we will provide you with a final quote for our services. We keep everything clear and upfront so that there’s never any confusion about what we will charge.

Other Services

We can also help you in other aspects of financial planning advice

As well as assisting you in creating a plan to manage your care home fees, we can also assist you in other financial planning areas.

SACFA is a subsidiary arm of BSR Financial Advisors Pty Limited who can also help you with other areas of financial planning including:

Wealth Creation


Investment Advice

Retirement Planning

Debt Management

Estate Planning

Life Insurance

Inheritance Management

Income Protection

Talk to the Experts

Let us help you take the stress out funding aged care fees

Our team is passionately committed to helping the elderly and their families effortlessly transition into residential aged care in the most affordable way possible. We know that this is not an easy time for your family and the last thing you need is to have financial stress making you think twice about the quality of care you can afford.

We work holistically to develop and model a number of options to assist you fund the cost of aged care and protect you and your family from any unforeseen burdens. Our goal is to ensure that the elderly can peacefully enjoy their retirement without adding any unnecessary financial stress to their families.

Spend a Little, Save a Lot

Our services are a more affordable way to plan for the cost of care homes

While our advice is an additional expense, it will help you to save a great deal of money you would have otherwise spent with an unoptimized aged care option. Our experts have a great deal of experience in the aged care finance industry and know exactly what it takes to help you and your loved ones get the best possible solution to fund your aged care home fees and minimise your age pension.

Call us on (1300 659 677) or contact us online today!